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Subject: banks
Replies: 22 Views: 1040

wolf.1 13.02.20 - 10:55pm
lloyds bank inparticular, asked for an overdraft last month and got refused, it was only for 60 quid to cover my overdraft and i got refused... was taliking in work about getting a new van, my workmate says get a bank loan! i said no chance they wont even give me an overdraft let alone a loan... he said dont go by that i cant get an overdraft but they gave him an 8k loan. so got home went on my banking app and the bank was willing to give me 20k. i took 6k for a van... now how can they * +

wolf.1 13.02.20 - 10:57pm
throw thousands at me but not give me a simple overdraft... i dont get it? * +

recurve16 14.02.20 - 12:38am
Why would a bank help you out with a measly 60 quid,
When they can get you up to your neck in debt for the next couple of years ? * +

bozzalad 14.02.20 - 12:51am
that sums it up * +

3mel 14.02.20 - 01:10am
the charges on an overdraft make banks a good return on investment, maybe they have their loans underwritten with Lloyd's though !? * +

wolf1v36 14.02.20 - 01:32am
I recently asked my lot of ogres to increase my overdraft by 25, i too was refused, i very promptly told them to shove it straight up their po*p chute. * +

1bad_boy 14.02.20 - 02:11am
Not sure if its the same as here but for anything up to 10,000 they reccommend a credit card..from a lender's perspective why cover a draft for a few dollars when they can ding you 19 to 22 per cent on thousands * +

mikeymk 14.02.20 - 06:42am
I have an overdraft, set at a grand i think, but i never use it. I figure having one and not using it is better than not having one. The trick is to get one when you don't need it. Start at like 300 quid, and they automatically up it every couple of years. Even if you don't use it. * +

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