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Credit History - Page 1/1

Subject: Credit History
Replies: 6 Views: 217

trunking 24.11.22 - 09:22pm
How does one build their credit history when they have none? * +

shadow27 24.11.22 - 09:28pm
Never had a credit card, don't plan on ever having one. * +

tranie 24.11.22 - 09:32pm
Apparently taking out pet insurance builds your credit score fast * +

bambi..mk2 24.11.22 - 11:31pm
I've heard of people being turned down because they have no history ....you'd think that was a positive imo * +

3mel 24.11.22 - 11:47pm

@ trunking - 24.11.22 - 09:26pm
I was rejected for a credit card application so just wondering how can I establish credit history.

not sure what it's like there but here they want you officially linked to your address by bank accounts and utility bills, being registered to vote etc.

without that stuff you'll get rejected which makes your credit rating worse everytime it happens.
if it's a card with your bank they can see whether you're getting any income to be able to pay them back.
you probably have consumer groups you can ask for advice. * +

crail 25.11.22 - 03:09am

@ shadow27 - 24.11.22 - 09:28pm
Never had a credit card, don't plan on ever having one.

You use your debit card online? How very dongerous of you darling * +

sisfreak2017 25.11.22 - 07:03am
If you don't already have one, you could start to build it by opening a PayPal account and when offered use the PayPal credit option, but don't miss any agreed payments or quite the opposite of your intentions will occur. (money) (money) (money) (money) (money) *

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